Enjoy everyday benefits, everywhere the card is accepted.
paid as statement credit.1
on purchases of $299 or more2
Benefits of the Synchrony HOME Credit Card
- 2% cash back as a statement credit onpurchases under $299
- 6 Months Promotional Financing on purchases of $299 or more2
- 12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers
- Online account management and customer service
- A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to get what you want and need for your home*
- No annual fee3, free FICO credit scores4 and the ability to request a credit limit increase5
- $0 fraud liability and 24/7 secure account man
Manage your account with Synchrony.
- Make a payment
- View your balance
- Update your account information
- Schedule up to your next 12 payments
There are three convenient ways to pay your bill.
Pay Online: Click here to manage your account and make payments online.
Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.
Monday – Sunday 7:30 am to 12:00 midnight EST
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
P.O. Box 960061
*Subject to credit approval
1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles a!er qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.
4 FICO® Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries
5 You may be required to provide your annual net income if we do not have your recent information on file